Meet Kevin – Real Estate Investing

All Below This Are Already Available:

Section 1: Welcome / Announcements.

• ✅1.1: Course Overview & Initial Introduction.
• ✅1.2: 3 Bits / Tricks to NAIL this Course.
• ✅1.3: Crucial Economic Principle for a Strong Foundation in Real Estate.
• ✅1.4: Two Things to do NOW (Before Starting).

Section 2: Mindset.

• ✅2.1: The Mentality of a Millionaire Investor.
• ✅2.2: Should you, or when can you, quit your job? Should you be an agent?
• ✅2.3: The Personality of the Millionaire Investor.
• ✅2.4: Communication MUSTS.

Section 3: Your Finances.

• ✅3.1: Guns & Butter.
• ✅3.2: Credit & Credit Cards.
• ✅3.3: How $1 of Debt Affects Qualifying / Investing (DTI/Front-end/Back-end). (With Download).
• ✅3.4: Compound Interest (With Download).
• ✅3.5.1: Important Investing Conclusions from: Future-Value Calculations (W/ Download).
• ✅3.5.2: Important Investing Conclusions from: Present-Value Calculations. (W/ Download).
• ✅3.6: The Financial Dream Calculator (With Download).
• ✅3.7: Do this RIGHT NOW to START Investing in Real Estate.
• ✅3.8: Break-Even Analysis (Selling & Loan Example (With Download)).
• ✅3.9: Net Present Value (W/ Download).
• ✅3.10: Credit Freezes & Identity Theft.

Section 4: Your Circles.

• ✅4.1: Your Primary Circle.
• ✅4.2: Your Secondary Circle.
• ✅4.3: How to find great… [Agents, Managers, Lenders, Contractors, Etc.]
• ✅4.4: How you fit in, grinding, and discounts.
• ✅4.5: Do you want to be an agent to represent yourself (commission, taxes, etc.).
• ✅4.6: Discounts from your Agent.
• ✅4.7: Partners / Joint Ventures.

Section 5: Shopping for Real Estate.

• ✅5.1: “The Secret Agent” Fallacy & The Best Way to Hunt.
• ✅5.2: Open Houses.
• ✅5.3: Online Deal Alerts.
• ✅5.4: Title Letters
• ✅5.4.5: Risk. Are you missing the point?
• ✅5.5: ‘Driving for Dollars,’ like the Wholesalers do.
• ✅5.5.5: Water Trick.
• ✅5.6: Associations (HOAs). Should you buy in one?
• ✅5.7: Qualifying Associations < Important for any HOA Purchases)
• ✅5.8: What if I’m going to be leaving the area? Or I’m uncertain?
• ✅5.9: Staying in a house “forever.”
• ✅5.10: “Cheap” homes and apartments.
• ✅5.11: Climate & Location & more on Cheap Homes.
• ✅5.12: Wholesalers << YES, Wholesaling Real Estate.
• ✅5.13: Wholesaling << YES, Wholesaling Real Estate.
• ✅5.14: Pickiness Fallacy.
• ✅5.15: Ever-wait Fallacy.
• ✅5.16: Build Fallacy — DANGEROUS.
• ✅5.17: Magic Spreadsheets.
• ✅5.18: Biggest purchase of your life.

Section 6: Financing.

• ✅6.0: Do this Now.
• ✅6.1: Introduction to Loans: Notes, Note Rate, Principal, Simple Interest, Promissory Notes.
• ✅6.2: Origination, Nominal Rates, & Balloon Payment, & Advice.
• ✅6.3: Prepay & Pre-payment Penalties // Commercial vs Residential.
• ✅6.4: Call, Call Option, Margin Call, Protections, Due on Sale, Term, Trading Notes.
• ✅6.5: Interest Only & Advice.
• ✅6.6: Loan Terms: APY & APY: What Are They and Do They Matter?
• ✅6.7: Shop for the Best Loan: Rates & Discount Points (ALWAYS Ask THIS)
• ✅6.8: Should you Pay Points (HIGHLY MISUNDERSTOOD)
• ✅6.9: How I get FREE LOANs on Flips.
• ✅6.10: Shop for the Best Loan: Which Options are the WORST??? **TRAPS!** [Spreadsheet].
• ✅6.11: What is “Locking” and Should I do it? When? Can’t I wait?
• ✅6.12: What is Amortization and Why do I Care? Bottom Line Me.
• ✅6.13: Pre-qualification vs Pre-Approval + Sample Calculations.
• ✅6.14: What is DU and UW? Does it Matter? + SECRET TRICK To becoming a very Powerful Buyer.
• ✅6.15: The Gold Standard for Loans: Best loan you could EVER GET (International & US).
• ✅6.16: USA: Most Common Loans & Mortgage Insurance (PMI): Tips and Tricks.
• ✅6.17: USA: Uncommon Loans (Skippable Section): USDA, CalVet, Down Payment Assistance, Affordable.
• ✅6.18: FHA 203k Loan (MUST WATCH for ANY Renovation Loan Questions).
• ✅6.19: Rental Property & Conventional Renovation Loans.
• ✅6.20: USA: Small Business Administration (SBA) Acquisition, Refinance, and Renovation Loans.
• ✅6.21: Good to Know: Affordable Housing SUCKS.
• ✅6.22: Global: Adjustable Rate Mortgages (ARMs) and International 10-Year / Fixed-Rate Loans.
• ✅6.23: What is Loan Servicing?
• ✅6.24: Will my Loan be Sold?
• ✅6.25: What are Portfolio Loans?
• ✅6.26: What are Impounds / Are their Discounts for Getting These?
• ✅6.27: Is there a benefit to putting more than 20% or 25% down on a Rental Property?
• ✅6.28: Is there a benefit to putting more than 20% down on a Principal Residence Property?
• ✅6.29: What is Hardmoney Financing?
• ✅6.30: What are Private-Money Loans?
• ✅6.31: What is a “Note” Made up of? (Real Sample with Download).
• ✅6.32: What is a “Deed” Made up of? (Real Sample with Download).
• ✅6.33: What is a “Loan Agreement” Made up of? (Real Sample with Download).
• ✅6.34: What are “No PMI” Loans? Are they a SCAM?
• ✅6.35: Seller Financing (Owner Carry): Intro.
• ✅6.36: Seller Financing (Owner Carry): Qualifying Sellers.
• ✅6.37: Seller Financing (Owner Carry): Qualifying Buyers.
• ✅6.38: Seller Financing (Owner Carry): Bottom Line.
• ✅6.39: Seller Financing (Owner Carry): Sample Contract.
• ✅6.40: Seller Financing (Owner Carry): Tax Implications.
• ✅6.41: Seller Financing (Owner Carry): Why it’s Done.
• ✅6:42: Lease Option (Rent to Own): Intro.
• ✅6.43: Lease Option (Rent to Own): Pros & Cons.
• ✅6.44: Lease Option (Rent to Own): Sample Contract.
• ✅6:45: All-Inclusive Deeds of Trust (AITDs) or Wrap-Around Loans.
• ✅6.46: Appraisals: What is Market Value?
• ✅6.47: Appraisals: Biggest Misconception.
• ✅6:48: Appraisals: Refinances.
• ✅6.49: How to Interact with Appraisers and Increase Success.
• ✅6.50: Options IF an Appraisal Comes in Low. TRICK to SAVE THE DEAL!
• ✅6.51: Hack Appraisals During REO Deals (This ALONE Pays for the Course).
• ✅6.52: What to and not To Say to an Appraiser.
• ✅6.53: Pitfalls of Refinancing.
• ✅6.54: Organizing Pre-approval Documents (IMPORTANT for Speedy Deal Acceptances).
• ✅6.55: Cross-Qualifying and Switching Lenders.
• ✅6.56: Loan Broker vs Direct Lender & Wholesale Lines of Credit.
• ✅6.57: Loan Level Price Adjustments and WHY You Care.
• ✅6.58: How to Calculate Payments (Skip the Calculator; Mostly).
• ✅6.59: Quick Trick: Calculating Payments FAST.
• ✅6.60: Private Mortgage Insurance (PMI) Pricing METRIC < Important.
• ✅6.61: How to get rid of Mortgage Insurance.
• ✅6.62: VA (Veteran) Loans.
• ✅6.63: VA (Veteran) Loan Investing.
• ✅6.64: VA (Veteran) “NO NO” Loans.
• ✅6.65: 3 Reasons to Refinance.
• ✅6.66: Extra Pitfalls for Refinancing.
• ✅6.67: The “Free Refinance.”
• ✅6.68: Mello-Roos Assessments (Important for Potential Wedge Deals).
• ✅6.69: Hidden Real Estate Secret: Depreciation of Properties.
• ✅6.70: What happens when you get to 0 (Full Depreciation).
• ✅6.71: What are Capital Improvements.
• ✅6.72: How Lenders Qualify Rental Income.
• ✅6.73: Hidden Secret to Qualifying for Loans.
• ✅6.74: How to Businesses Hack Depreciation for Qualifying.
• ✅6.75: How to Hack Depreciation for EVERYONE.
• ✅6:76: How to RENT Prior Property and BUY NEW Property.
• ✅6:77: Having a Lease PRIOR to Closing.
• ✅6.78: Reserve Money and a Reserves HACK.
• ✅6.79: Secondary Notes vs Cash-Out Refinance.
• ✅6.80: HELOC (Home Equity Line of Credit).
• ✅6.81: RELOC (Rental Property Line of Credit).
• ✅6.82: BLOC (Business Line of Credit).
• ✅6.83: Trick Loan: 80-10-10.
• ✅6.84: Occupancy Ratios.
• ✅6.85: Paying a Loan off Early.
• ✅6.86: Should you Refinance: The Hidden Mentality You Need.
• ✅6.87: Most Important Action on your Loan Docs.
• ✅6.88: GFE/LE/CD (Loan Estimate: Closing Disclosures).
• ✅6.89: Estimated Closing Statement (IMPORTANT) + Final Closing Statement.
• ✅6.90: Call Provisions, Technical Defaults, & Trust Transfers.
• ✅6.91: Assignments (Including Wholesalers’ Assignments).
• ✅6.92: Leverage Returns Cash vs Loan.
• ✅6.93: DANGER: Over-Leverage.
• ✅6.94: Never Give a Lender This.
• ✅6.95: Commercial Financing.

Section 7: Valuation.

• ✅7.1: What is “The Market.”
• ✅7.2: When is a Property NOT “Actually” on the Market.
• ✅7.3: Days on the Market.
• ✅7.4. Charting Median Value.
• ✅7.5: What is the Market Value Range (EXTREMELY IMPORTANT LECTURE).
• ✅7.6.1: Comparable Sales.
• ✅7.6.2: Comps – Where to Find Them.
• ✅7.7: Comps – Square Footage FATAL Mistake.
• ✅7.8: Comps – Condition Types AND Important Trick to Save Deals.
• ✅7.9: Comparable Sales Approach & Adjustments.
• ✅7.10: Additions (Addons) and Valuation.
• ✅7.11: Cost-to-Build Approach.
• ✅7.12: Income Approach: GRM (Gross Rent Multiplier). Tricks.
• ✅7.13: Income Approach: NOI (Net Operating Income). Tricks.
• ✅7.14.1: Income Approach: Cap Rate.
• ✅7.14.2: Income Approach & DSCR.
• ✅7.15: How much can I Negotiate?
• ✅7.16. Spaghetti Strategy vs Intent Strategy.
• ✅7.17: Escalator clause to get DEALS.
• ✅7.18: “Buying Normal” and “Yeah Buts.”
• ✅7.19: Things that Won’t Show Up in Valuations BUT MATTER!
• ✅7.20: Location & Growth: Where to Invest.
• ✅7.21: What if Prices Fall? Trends.
• ✅7.22: Seasonality.
• ✅7.23: Accessory Dwelling Units.
• ✅7.24: ARV (After Repair Value) and Buy/Hold vs Flip.
• ✅7.25 Wedge Deals: Type 1. C.
• ✅7.26: Wedge Deals: Type 2: O.
• ✅7.27: Wedge Deals: Type 3. R.
• ✅7.28: Common Utilities & Sub-Metering.
• ✅7.29: Cash on Cash Returns: The Truer ROI.
• ✅7.30: What to Look for in a “Tour” or “Walk” of a Deal.
• ✅7.31: Improvement Potential / Forced Appreciation.
• ✅7.32: On-Site Management & Reputation.
• ✅7.33: Expense cutting.
• ✅7.34: Rent increases / Rule and Valuation.
• ✅7.35: Vacancy Factor on apartment complexes vs houses.
• ✅7.36: Estimating Rent Value.
• ✅7.37: Permitting by Others.
• ✅7.38: Finding data on the Market. (StL.)
• ✅7.39: Pools.
• ✅7.40: Additions.
• ✅7.41: Why Exit Strategies and IRR (internal rate of return) are DANGEROUS.

Section 8: Negotiation.

• ✅8.1: How to Fish for Information: Dealing with Sellers.
• ✅8.2: The BEST Question to Ask in Negotiations with Sellers (HIGHLY IMPORTANT).
• ✅8.3: How to Use that Information: Dealing with Sellers.
• ✅8.4: How to Fish for Information: Dealing with Buyers.
• ✅8.5: How to Use that Information: Dealing with Buyers.
• ✅8.6: Terms to Give as a Seller.
• ✅8.7: Terms to Give as a Buyer.
• ✅8.8: When to Use Deadlines and Line in the Sand (When to use / when Not to).
• ✅8.9: In-Deal Renegotiations as a Buyer.
• ✅8.10: In-Deal Renegotiations as a Seller with BONUS TRICK and Buying Hack.
• ✅8.11: CLUES to RUN After an Inspection.
• ✅8.12: Appraisals, Assessments, and Market Value.
• ✅8.13: Unpriced Properties [Specifically Large-Scale Apartment Buildings or Commercial].
• ✅8.14: “Subject To” Offers on Income-Producing Units [Larger Deals].
• ✅8.15: How Prior Owner “Length of Ownership” Affects your Negotiations.
• ✅8.16: Contract Terms: As Is.
• ✅8.17: Credits and LIMITS on Credits.
• ✅8.18: Mentioning Repairs Upfront.
• ✅8.19: Asking for Repairs Upfront.
• ✅8.20: “Floating” Offer.

Section 9: Closing Costs.

• ✅9.1: Title Insurance & Appurtenances. PLUS Hidden Secret — Example Where Client Lost.
• ✅9.2: Escrow & Attorneys: The Middle.
• ✅9.3: Should You Have Impounds or Not?
• ✅9.4: Can Impounds Go Up or Down?
• ✅9.5: Supplemental Taxes & Non Disclosure States.
• ✅9.6: Loan Fees VERY IMPORTANT — ASK ALL LENDERS THIS QUESTION.
• ✅9.7: Title Binders — Save Big on your Deals.
• ✅9.8: Property Taxes and Insurance as Closing Costs and Credit Card.
• ✅9.9: Hazard / Fire Insurance, Renter’s Insurance, Vacant-Home Insurance.
• ✅9.10: Commissions and Realtor Rant.

Section 10: Inspections.

• ✅10.1: Home / Property Inspection and Trick for Handling the Reports.
• ✅10.2: Foundation Issues.
• ✅10.3: Contractors, The MOST Important Question for Timing, Sample Discussions/Negotiations.
• ✅10.4: Sub-Contractors for Inspections / Handling vs Contractors.
• ✅10.5: I want to Move a Wall & Engineers AND BONUS TRICK.
• ✅10.6: Chimneys and Rental Hack.
• ✅10.7: Sewers and Warning.
• ✅10.8: Septic.
• ✅10.9: Permitting and Big Forewarning with Camera Trick.
• ✅10.10: Radon.
• ✅10.11: Lead Based Paint and YOUR Solution to Deal with it.
• ✅10.12: Asbestos.
• ✅10.13: Mudslides.
• ✅10.14: EQ and Hurricanes (Insurances & Big Tip).
• ✅10.15: Mold Impact, Remediation, and Inspections.

Section 11: Renovations.

• ✅11.1: Sale Renovations: Top-Priority Items.
• ✅11.2: Sale Renovations: Lowest-Priority, Lower-Cost Enhancements.
• ✅11.3: Sale Renovations: NEVER Spend on for a Sale.
• ✅11.4: Sale Renovations: Flips and Special Considerations.
• ✅11.5: Rental Renovations: Less, but More.
• ✅11.6: Personal Renovations and Rule for Investors.
• ✅11.7: Addons.
• ✅11.8: Permitting Fork in the Road.
• ✅11.9: Have every Contractor do This.
• ✅11.10: Doing work yourself: Follow this Rule.
• ✅11.11: The CORRECT Way to Plan & Shop Construction Jobs.
• ✅11.12: “Grinding” vs Negotiating.
• ✅11.13: Change Orders & The Contingency Reserve.
• ✅11.14: Staging.
• ✅11.15: Timeless Renovations.
• ✅11.16: Fads / Trends / Designing / Accents.
• ✅11.17: Hack Lowes Pricing: 15-20% Off. #NotSponsored.
• ✅11.18: Extras from your Renos.
• ✅11.19: Renovation Security Hack #NotSponsored.
• ✅11.20: Interior/Exterior: Paint Colors, Brands, Sheens & Accent Walls (and notes on Ultra Pure White).
• ✅11.21: Carpet.
• ✅11.22: Only use THIS flooring & RULES for Renovations: Old vs New vs Cheap vs Expensive.
• ✅11.23: Living through a Renovation.
• ✅11.24: EVERY Contractor HATES These 2 Things.
• ✅11.25: Life-Expectancy of Products.
• ✅11.26: Whole-House Surge Protection (IMPORTANT for Device Longevity / Appliances / Rentals).
• ✅11.27: DO THESE 2 THINGS on ANY Expensive Renovation or Job before Paying.
• ✅11.28: MUST use this for Tiling.

Section 12: Hacks & Pitfalls.

• ✅12.1: Bank Hacking your Way to Wealth.
• ✅12.2: Rent Hacking AKA Rent to Rent.
• ✅12.3: House Hacking Single Units & Multiunits / Living for Free.
• ✅12.4: BRRRR – The Pros and Cons of the BRRRR Method and the Cashflow Psychology.

Section 13: Investing Methods.

• ✅13.1: Wholesaling.
  • ✅How to Flip a Contract / Hotaling
  • ✅Assignments
• ✅13.2: Flipping.
• ✅13.3: Buy & Hold.
• ✅13.4: BRRRR.
• ✅13.5: Delaware Trusts.
• ✅13.6: REITs.
• ✅13.7: Syndicates.
• ✅13.8: 401k Investing (self directed).

Section 14: Property Types.

• ✅14.1: Single Family.
• ✅14.2: Condos / Townhouses.
• ✅14.3: The Multi-Family 2-4 Unit Deal.
• ✅14.4: The Larger Multi-Family, 5-15-Unit Deals.
• ✅14.5: Complexes: 15+ Units.
• ✅14.6: Mobile Homes.
• ✅14.7: Manufactured Homes.
• ✅14.8: Industrial, Office, and Strip Malls.

Section 15: Investing Principles.

• ✅15.1: NEXT.
• ✅15.2: The 30-Minute Rule.
• ✅15.3: AirBnB.
• ✅15.4: Land.
• ✅15.5: Passive Income.
• ✅15.6: Partnerships.
• ✅15.7: Employees.
• ✅15.8: Finder’s Fees.

Section 16: Insurance and Legal Protection.

• ✅16.1: Insurances: Liability & Workers.
• ✅16.2: Insurances: Vacant Homes.
• ✅16.3: Insurances: Earthquake, Flood, or Peril.
• ✅16.4: Insurances: Last Serviced Dates & Volunteering Defects.
• ✅16.5: Commercial: Business Owners / Tenants.
• ✅16.6: Limited Liability Companies (LLCs).
• ✅16.7: Insurances: Umbrellas.
• ✅16.8: Family Trusts.
• ✅16.9: Hide your Name from Public Records.

Section 17: Tax Strategies.

• ✅17.1: Deferral vs Savings vs Waiver vs Credit.
• ✅17.2: Homeowners Exemption & Rental Hack PLUS Flip Hack.
• ✅17.3: Tax Benefits of Owner-Occupied Properties.
• ✅17.4: Tax Benefits of Rental Property.
• ✅17.5: Rental Property Loss Carryover.
• ✅17.6: 1031 Exchange and HACK to NEVER Pay Taxes.

Section 18: Doing a Deal.

• ✅18.1: Writing an Offer & Negotiating.
• ✅18.2: Opening Escrow.
• ✅18.3: Timeframes, Liquidated Damages, & Contingencies/Rights to Cancel.
• ✅18.4: Rules for your Lender.

• ✅18.5: Closing and BLAME Rule.

Section 19: Tenants & Property Management

• ✅19.1: Finding Tenants.
• ✅19.2: Do THIS Before EVER Showing a Prospective Tenant.
• ✅19.3: Screening Tenants, Credit, Hacks to Screen, the Next Frontier for Lawsuit, and MUST FOLLOW RULES WITH KEYS.
  
• ✅19.4: Move-in Inspections.
  
• ✅19.5: Pre-move-out Inspections.
  
• ✅19.6: Move-out Inspections.
  
• ✅19.7: Commonly Missed Items for Inspections.
  
• ✅19.8: What’s “Too Small” (Deductions).
  
• ✅19.9: Ordinary Wear and Tear.
  
• ✅19.10: Do you have to “Make the Repair.”
• ✅19.11: How to Write Letters / Move-Out Inspections.
• ✅19.12: Lease Agreements: Month to Month vs Lease.
  
• ✅19.13: Should you Hire a Property Manager?
• ✅19.14: Cash-Paying Tenants and my Trick for Getting Paid.
• ✅19.15: Advertising a Unit: Before, During, After Renovations?
• ✅19.16: Flash the Cash.
  
• ✅19.17: Tenant-Providing Credit Reports.
  
• ✅19.18: Expected Life of Improvements.
  

Section 20: How to Start.

• ✅20.1: With $0 AND Zero Income vs $0 and Some Income [DPA].
• ✅20.2: With $20,000.
• ✅20.3: With $150,000.
• ✅20.4: With $500,000.
• ✅20.5: With $1,000,000+.
• ✅20.6: Special Notes for Investing At 19.
• ✅20.7: Special Notes for Investing At 30.
• ✅20.8: Special Notes for Investing At 50+.

Section 21: Actual Examples.

• ✅21.1: Comping a Real Deal (Screen Share).
• ✅21.2: Writing an Offer (Screen Share).
• ✅21.3: Before and After: $19k (Screen Share).
• ✅21.4: Before and After: $23k (Screen Share).